Armed conflict creates humanitarian emergencies.

It also creates financial opportunities for organized crime.

Displaced populations often become vulnerable to:

- labour exploitation;

- trafficking;

- document fraud;

- housing scams;

- financial fraud.

Emergency situations generate rapid financial movements that criminals attempt to exploit before oversight mechanisms become effective.

AML professionals therefore play an important preventive role during humanitarian crises by identifying unusual transactions linked to emergency housing, refugee assistance or charitable organizations.